No. Down Payment Assistance funding availability is on a first-come first-served basis. Therefore, it is required that all applicants must be officially under contract to purchase a ready-to-move into home and be in receipt of a fully underwritten mortgage loan approval at the time of DPA application submission. The lenders listed as Participating Lenders on the DPA website are trained on how the DPA programs work so they are able to estimate what your DPA amount might be at the time that they prequalify you for a mortgage loan.