Your household must meet all program requirements and criteria. In addition, your household must meet or fall below the annual income and asset limits set forth by program guidelines. Furthermore, the property you purchase must pass the HQS Inspection and finally, your first lien mortgage loan must also meet program guidelines. First, you must be a first-time homebuyer (as defined in the DPA brochure and application) who has not owned any property in the last three years or has been displaced as a result of divorce. Households cannot have more income and assets than the limits posted for your household size on the DPA application. Then, your lender must make sure the details of your mortgage loan fit within certain criteria set forth by DPA program guidelines. See the DPA application for more information and additional requirements.