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The City of Austin has several programs to help low-income households repair their homes and become financially stable. Income requirements are often changing, so check here for the most recent numbers set by the federal government.

Cover of the Austin Strategic Housing Blueprint - Collage of people, housing structures and community

The Austin Strategic Housing Blueprint includes numerical goals, timelines, and strategies to maintain and create affordable housing for a range of incomes throughout the city, as envisioned in Imagine Austin.

The City of Austin has an opportunity to help an underserved East Austin community create a vibrant plan for more than 200 publicly-owned acres in Colony Park.

The Neighborhood Housing and Community Development Office (NHCD) administers policies and supports nonprofits that take actions to affirmatively further fair housing choice and fair lending practices.

Neighborhood Housing and Community Development (NHCD) manages a number of programs and partnerships with area homebuilders and nonprofit agencies to help eligible Austinites achieve home ownership.

Homeless/Special Needs Assistance provides services to the City’s most vulnerable populations, including persons experiencing homelessness, persons living with HIV/AIDS, seniors, youth, children, and families.

The Housing Developer Assistance Program includes funding with favorable loan terms to support the development of affordable housing– whether it is for rental units or for home ownership. Both non-profit and for-profit developers are welcome to participate.  Funding is limited to projects within the corporate city limits of Austin.

The Austin Housing Trust Fund supports the development and rehabilitation of owner occupied homes, rental housing development, and acquisition of property for use as affordable housing.

The Austin City Council dedicates 40 percent of City property tax revenues from the developments that have been built on prevously City-owned land towards affordable housing.  The Trust Fund was established in 1999, and the City Council seeded the fund with $1 million annually for three years to jumpstart it.

Buying a home can be one of the most important financial transactions a person makes in their lives.  Choosing the right mortgage lender and real estate professionals is essential to that transaction.  Unfortunately, some unscrupulous individuals and institutions, including mortgage brokers, real estate appraisers, or real estate agents, may take advantage of vulnerable homebuyers by misleading them about key information like the value of the home to be purchased or the terms of the loan. 

Commercial revitalization creates opportunities in the East 11th Street and 12th Street corridors, which has led to an improved and culturally rich area. Businesses located in the two commercial/retail buildings provide services and opportunities for private investment.

Ending homelessness with a sensible, safe, stable housing approach.

Home Repair and Accessibility Modification

Home rehabilitation programs help low- and moderate-income households ensure their homes are safe, livable, and healthy through grants or forgivable loans.  These programs repair foundations, roofing, plumbing, electrical, drywall, HVAC, and modifications to remove structural impediments and ensure accessibility.

If you are looking for help paying rent or utilities or a reasonably priced apartment in Austin, please visit the following sites for assistance.

The Neighborhood Housing and Community Development Office (NHCD) is committed to providing continued employment opportunities for low- and very low-income individuals through its Section 3 Plan, which sets forth policies and procedures that comply with Federal, State and local regulations.

The City offers many services for small businesses in the Austin community from technical assistance to loan services to enhance the success of growing small businesses and encourage the creation of jobs for low- to moderate-income households.