Do you need help buying an affordable home in Austin? The Community Land Trust program will allow you to purchase a home, but lease the land for a small monthly fee. By taking the cost of the land out of the real estate transaction, land trust homes are more affordable than houses on the open real estate market. The benefit is that it provides access to quality housing for low and moderate income families and keeps housing affordable for future buyers by controlling the resale price of the houses on CLT land through a ground lease and resale formula.  

Benefits include:

Down Payment Assistance Program

0%-interest loans for eligible first-time homebuyers to buy a home within Austin City Limits. 
Purchasing a first home can be confusing. Homebuyer education classes can help you determine if homeownership is right for you.
 
You will learn the entire home-buying process, from:
  • Managing money
  • Understanding credit
  • Securing a mortgage loan
  • Shopping for a home

Current City of Austin Homes for Sale

Interested in buying an affordable home? Below are links to homes for sale by both the city and developers under the City's Developer Incentive Program. Check them out and see if you qualify.

Mortgage Fraud Protection

Buying a home can be one of the most important financial transactions a person makes in their lives.  Choosing the right mortgage lender and real estate professionals is essential to that transaction.  Unfortunately, some unscrupulous individuals and institutions, including mortgage brokers, real estate appraisers, or real estate agents, may take advantage of vulnerable homebuyers by misleading them about key information like the value of the home to be purchased or the terms of the loan.